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Power Your Business with Equipment Financing That Works.

Get the machinery, tools, or vehicles you need, without draining your cash flow. Apply in minutes and unlock fast, flexible funding tailored to your operations.

  • Use it now
  • Flexible Terms
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100%

pre-funding available, no collateral required.

 

 

$ 500,000

with application only, with the most aggressive rates.

 

 

2-4 hours

approvals – as fast as we ever been.

 

3 - 24 month

deferred payment options – pay when you profit

 

 

WORKING CAPITAL

Get it right with our
Equipment Financing products

Medical deserves
the most care

We’ve specialized in a few industries when it comes to equipment financing and
medical is on the top
of the list.

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Construction with
the best tools

Construction businesses
need the best equipment
and nothing like
financing it through
DirectCapitalExpress.

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For the manufacturing

Fast & flexible custom
financing options for
acquiring manufacturing equipment and machines.

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Technology is
key, right?

Connect with
DirectCapitalExpress for technology financing
and never worry about performance again.

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Are we a Match?

6 months

in business, at least.

personal FICO score
0 +
in gross annual revenue.
$ 0 k+

Bankruptcies

none opened.

Frequently Asked Questions

Check our consolidated list of frequently asked questions to help you navigate our equipment financing.

You’ll need excellent credit to get equipment financing. Applying through your local bank or an online financing company like DirectCapitalExpress can help you discover what kinds of business equipment loans you can qualify for.

 

It depends on how much money you need and your qualifications. Businesses with good credit that have a good history are more likely to get equipment loans. It’s important to find out what lenders are looking for before you apply for a loan.

 
 

Some equipment loans have interest rates almost as high as 10%. Businesses with poor credit are more likely to get higher interest rate loans than those with good credit. Some interest rates are as low as 2.8% and businesses with great credit and a good business history are more likely to get that rate.

 
 

You can finance equipment from two to seven years. The lender will determine if the used equipment you want to purchase is eligible for a longer or shorter term loan.

 
 

Yes, you can use the Section 179 tax deduction for equipment financing for your business. This write-off allows you to deduct the entire purchase price of the equipment you purchased in the qualifying year. A good accountant will ensure that all your expense are accounted for and deducted correctly.

 

Depending upon the nature of the equipment, its useful life, and whether or not the intention is to keep it as a long-term asset, an equipment loan could make sense for a small business.

Because in some situations, a lease can cost more than a loan, many businesses choose to finance the purchase of equipment rather than lease. Additionally, the entire amount of a lease payment may not be tax deductible if your lease terms include any provision allowing you to own the equipment at the end of the lease. You’ll need to consult with your accountant or financial advisor to see if this is the case for your situation.

LOAN CALCULATOR

Calculate and confirm your loans

Business Form Loan

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How much money do you need?

$200,000
We have founded over 2,300 companies with more than $1 billion in capital.

Let’s Talk About Funding
That Works for You

Whether you’re ready to apply or just have questions, our team is here to guide you.
No pressure, no commitments. Call or click to get started

Get Started Now

Or give us a call:
(720) 905-0614

DirectCapitalExpress is a trusted leader in small business funding, providing reliable and fast capital solutions across the U.S.

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